The purpose of this blog is to assist the novice and moderate income households in maintaining family preparedness for whatever potential emergencies may come your way. The main goal here is to help you get at least up to the FEMA guidance with as little financial discomfort as possible.  The site is a work in progress.

If you are a seasoned preparedness guru, but have friends or relatives who are just now catching on, this blog is tailored to that level of effort. Expert-level preppers may not find much new or interesting info here, but it's an easy reference for you to share with the novices you know. Baby steps.

There's a method to this blog's organization, so I'll try to explain.

Some preparedness basics and ideas on how to be prepared without blowing your budget are in the pages across the top of the HOME.

Prep 101 is 'baby steps' for those who are not sure where to start or are paralyzed by the idea. If likened to home decor, think pink or yellow with ducks and bunnies.

Prudent Reserve is about determining what you need to take care of yourself and family in a more personal emergency -- and finding cost-effective ways of gathering and preserving the resources for such a situation. Soon after I learned the concept and met my first goal of 2 months' prudent reserve, I was in a car accident and was disabled for... 2 months! Amazing how all that works out!

Resources provides a few ideas on finding ways to add to your preparedness without breaking the bank. I need to update a few of the items, but the basics are there. It could be as simple as taking advantage of buy-one-get-one offers and keeping the 'free' one in your preparedness supplies. I get my prescriptions filled at K-Mart, accrue 'points' and cash them in for non-perishable grocery items for my prudent reserve food storage-- a small benefit from purchases I made anyway.

Favorites is where I share some of my favorite sources for good buys, good books, reuse tips and just miscellaneous ideas about stretching your everyday resources. When you reduce, reuse and recycle or re-purpose things, it will leave you with time, money or other resources to gather and store your preparedness items.

The blog posts are to provide updates, jog your mind, and share new information before it goes onto a page. For example, I shared the 'bountiful baskets' info in a post, then added it to Resources so it is available more easily.

There will be no attempts to sell you or entice you to buy ANYTHING.

There will be no attempts to scare you into anything.

There will be no political blame or rhetoric. You can find plenty of websites that provide all that.

This one is about reasonable preparations and LEGAL ways to come up with 'OR' to fund at least part of your preparedness.

What does 'OR' mean? It means 'Outside Resource.' Money or goods that you can earn in addition to your family income. I don't mean weird Internet envelope stuffing scams. I mean ways to shop and do business that will reduce your cost of living just a smidgen so you can collect the preparedness supplies you decide you need. This OR can be anything from earning gift cards to healthcare spending/savings accounts to carve out $100 a month or a quarter to put into your preparedness plan.

I will provide my favorite websites for purchasing and my rationale for using them. I will also provide links to sites that can provide more technical insight if you want to delve deeper into any of the subjects I mention.